LOAN OPTIONS08 / 08
Furniture loans.
Create a space that feels like home.
0% INTEREST · 0% MARKUP
THE OVERVIEW01 / 04
A plan that starts with clarity.
Furniture finance can help spread the cost of a planned purchase. Compare the loan with any retailer finance and make sure the repayment plan suits your budget.
POSSIBLE USES02 / 04
What it could help with.
Prioritise essential items and compare the total price with other finance.
A room refresh
A larger planned home purchase
BEFORE YOU DECIDE03 / 04
Look beyond the monthly payment.
Compare the full agreement and check how it fits your wider finances.
- Compare the cash price with the total amount payable on finance.
- Confirm whether the 0% terms last for the full agreement and whether independent third-party costs apply.
- Make sure repayments still fit if other household costs rise.
COMMON QUESTIONS04 / 04
Good questions to ask.
Is retailer finance always cheaper?
Not necessarily. Compare APR, fees, payment timing, and total amount payable for each option.
Can I finance several items together?
That depends on the product and provider. Review the agreement and avoid buying beyond your budget.
Does 0% mean no other charges?
The 0% offer means no interest or markup. Shyrus charges no lender fees. Any independent third-party costs will be shown in the final product terms before you apply.