LOAN OPTIONS04 / 08
Car loans.
Explore the road ahead with clarity.
0% INTEREST · 0% MARKUP
THE OVERVIEW01 / 04
A plan that starts with clarity.
Car finance can take different forms. Understand whether an option is an unsecured loan or finance secured against the vehicle, and compare the full cost of ownership.
POSSIBLE USES02 / 04
What it could help with.
Plan for the vehicle price alongside insurance, maintenance, tax, and running costs.
A vehicle upgrade
A planned purchase from a seller
BEFORE YOU DECIDE03 / 04
Look beyond the monthly payment.
Compare the full agreement and check how it fits your wider finances.
- Confirm the 0% interest and markup terms, deposits, any fees, and the total amount payable.
- Include insurance, maintenance, tax, and fuel or charging costs.
- Check who owns the vehicle during the agreement and what happens if you miss a payment.
COMMON QUESTIONS04 / 04
Good questions to ask.
Is the car used as security?
It depends on the finance product. Check the agreement to see whether the vehicle can be repossessed after missed payments.
Can I buy a used car?
Eligibility can depend on the lender, vehicle age, seller, and country. Review the specific product terms.
Does 0% mean no other charges?
The 0% offer means no interest or markup. Shyrus charges no lender fees. Any independent third-party costs will be shown in the final product terms before you apply.