LOAN OPTIONS06 / 08
Home purchase loans.
Get ready for a place of your own.
0% INTEREST · 0% MARKUP
THE OVERVIEW01 / 04
A plan that starts with clarity.
Buying a home is a major financial commitment. Home finance often has different eligibility, security, disclosure, and advice requirements from a personal loan.
POSSIBLE USES02 / 04
What it could help with.
Consider the deposit, purchase costs, and ongoing payments together.
Comparing financing structures
Planning for the costs around moving
BEFORE YOU DECIDE03 / 04
Look beyond the monthly payment.
Compare the full agreement and check how it fits your wider finances.
- Confirm how the 0% interest and markup terms apply, and review the deposit, APRC, term, and total amount payable.
- Include taxes, legal fees, insurance, and ongoing home costs.
- Understand what happens if you cannot maintain payments on secured borrowing.
COMMON QUESTIONS04 / 04
Good questions to ask.
Is a home purchase loan the same as a mortgage?
Home purchase finance often involves a mortgage or another secured agreement. The exact product and rules depend on your country and provider.
What should I prepare before comparing offers?
Start with your income, existing commitments, savings for a deposit, and a realistic monthly budget. A provider may request more.
Does 0% mean no other charges?
The 0% offer means no interest or markup. Shyrus charges no lender fees. Any independent third-party costs will be shown in the final product terms before you apply.